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How Upset Should You Be about 3% Mortgage Rates?

By Cara Milgate | Mar 15, 2021

Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That news dominated real estate headlines that day and the next. Articles talked about the “negative impact” it may have on the housing market. However, we should realize two things: 1. The bump-up in rate should […]

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6 Simple Graphs Proving This Is Nothing Like Last Time

By Cara Milgate | Mar 15, 2021

Last March, many involved in the residential housing industry feared the market would be crushed under the pressure of a once-in-a-lifetime pandemic. Instead, real estate had one of its best years ever. Home sales and prices were both up substantially over the year before. 2020 was so strong that many now fear the market’s exuberance mirrors […]

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Will the Housing Market Bloom This Spring?

By Cara Milgate | Mar 15, 2021

Spring is almost here, and many are wondering what it will bring for the housing market. Even though the pandemic continues on, it’s certain to be very different from the spring we experienced at this time last year. Here’s what a few industry experts have to say about the housing market and how it will […]

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How to Be a Competitive Buyer in Today’s Housing Market [INFOGRAPHIC]

By Cara Milgate | Mar 15, 2021

Some Highlights With so few houses for sale today, it’s important to be prepared when you’re ready to buy a home. Meeting with your lender early, knowing your must-haves and nice-to-haves, preparing for a bidding war, and keeping your emotions in check are all ways to gain confidence in the homebuying process. If you’re looking for an expert guide […]

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How to Make a Winning Offer on a Home

By Cara Milgate | Mar 15, 2021

Today’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively low number of available homes. As a result, it’s essential to understand how to make a confident and competitive offer on your dream home. Here are five tips for success in this critical stage of the […]

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What’s the Difference between an Appraisal and a Home Inspection? | MyKCM

What’s the Difference between an Appraisal and a Home Inspection?

By Cara Milgate | Feb 1, 2021

If you’re planning to buy a home, an appraisal is an important step in the process. It’s a professional evaluation of the market value of the home you’d like to buy. In most cases, an appraisal is ordered by the lender to confirm or verify the value of the home prior to lending a buyer money for the purchase. […]

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What Happens When Homeowners Leave Their Forbearance Plans? | MyKCM

What Happens When Homeowners Leave Their Forbearance Plans?

By Cara Milgate | Feb 1, 2021

According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the COVID-19 pandemic. Here’s where these homeowners stand right now: 2,543,000 (39%) are current on their payments and have left the program […]

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What Record-Low Housing Inventory Means for You | MyKCM

What Record-Low Housing Inventory Means for You

By Cara Milgate | Feb 1, 2021

The real estate market is expected to do very well in 2021, with mortgage rates that are hovering at historic lows and forecasted by experts to remain favorable throughout the year. One challenge to the housing industry, however, is the lack of homes available for sale today. Last week, the National Association of Realtors (NAR) released their Existing Home Sales Report, which […]

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Is Right Now the Right Time to Sell? [INFOGRAPHIC] | MyKCM

Is Right Now the Right Time to Sell? [INFOGRAPHIC]

By Cara Milgate | Feb 1, 2021

Some Highlights If you’re on the fence about selling your house, now is a great time to take advantage of sky-high demand, low supply, and fierce buyer competition. With buyer demand rising and historically low inventory for sale, if you’re in a position to move, your house may really stand out from the crowd. Let’s connect today to get […]

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