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What’s the Difference between an Appraisal and a Home Inspection? | MyKCM

What’s the Difference between an Appraisal and a Home Inspection?

By Cara Milgate | Feb 1, 2021

If you’re planning to buy a home, an appraisal is an important step in the process. It’s a professional evaluation of the market value of the home you’d like to buy. In most cases, an appraisal is ordered by the lender to confirm or verify the value of the home prior to lending a buyer money for the purchase. […]

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What Happens When Homeowners Leave Their Forbearance Plans? | MyKCM

What Happens When Homeowners Leave Their Forbearance Plans?

By Cara Milgate | Feb 1, 2021

According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the COVID-19 pandemic. Here’s where these homeowners stand right now: 2,543,000 (39%) are current on their payments and have left the program […]

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What Record-Low Housing Inventory Means for You | MyKCM

What Record-Low Housing Inventory Means for You

By Cara Milgate | Feb 1, 2021

The real estate market is expected to do very well in 2021, with mortgage rates that are hovering at historic lows and forecasted by experts to remain favorable throughout the year. One challenge to the housing industry, however, is the lack of homes available for sale today. Last week, the National Association of Realtors (NAR) released their Existing Home Sales Report, which […]

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Is Right Now the Right Time to Sell? [INFOGRAPHIC] | MyKCM

Is Right Now the Right Time to Sell? [INFOGRAPHIC]

By Cara Milgate | Feb 1, 2021

Some Highlights If you’re on the fence about selling your house, now is a great time to take advantage of sky-high demand, low supply, and fierce buyer competition. With buyer demand rising and historically low inventory for sale, if you’re in a position to move, your house may really stand out from the crowd. Let’s connect today to get […]

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Turn to an Expert for the Best Advice, Not Perfect Advice | MyKCM

Turn to an Expert for the Best Advice, Not Perfect Advice

By Cara Milgate | Feb 1, 2021

As we approach the anniversary of the hardships we’ve faced through this pandemic and the subsequent recession, it’s normal to reflect on everything that’s changed and wonder what’s ahead for 2021. While there are signs of economic recovery as vaccines are being issued, we still have a long way to go. It’s at times like […]

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5 Tips for Homebuyers Who Want to Make a Competitive Offer | MyKCM

5 Tips for Homebuyers Who Want to Make a Competitive Offer

By Cara Milgate | Dec 8, 2020

Today’s real estate market has high buyer interest and low housing inventory. With so many buyers competing for a limited number of homes, it’s more important than ever to know the ins and outs of making a confident and competitive offer. Here are five keys to success for this important stage in the homebuying process. 1. Listen to […]

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Knowledge Is Power on the Path to Homeownership | MyKCM

Knowledge Is Power on the Path to Homeownership

By Cara Milgate | Dec 8, 2020

Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the homebuying process to pre-approval and down payment assistance options, uncertainty along the way can ultimately hold some buyers back. Today, there are over 75 million Millennials and 67 million Gen Z’ers in the […]

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With Home Values Surging, Is it Still Affordable to Buy Right Now? | MyKCM

With Home Values Surging, Is it Still Affordable to Buy Right Now?

By Cara Milgate | Dec 8, 2020

Housing inventory is at an all-time low. Realtor.com just reported that there are 39% fewer homes for sale today than there were last year. At the same time, buyer demand remains strong. In a recent newsletter, research analyst Ivy Zelman explained: “Although the headwind of severe supply constraints in most markets has contributed to slight moderation in seasonally-adjusted and year-over-year new […]

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A New Way to Shop for Homes in a Virtual World | MyKCM

A New Way to Shop for Homes in a Virtual World

By Cara Milgate | Dec 8, 2020

In a year when we’re learning to do so much remotely, homebuying is no exception. From going to work to attending school, grocery shopping, and even seeing our doctors online, digital practices have changed the way we live. This year, rather than delaying their home purchases, buyers – alongside their trusted real estate professionals – […]

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